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NC S270

Bill

Status

Introduced

3/12/2025

Primary Sponsor

Todd Johnson

Click for details

Origin

Senate

2025-2026 Session

AI Summary

  • Prohibits credit property insurance policies from including coverage for repossession costs
  • Bans skip, confiscation, and conversion coverage, which applies when a borrower sells, trades, or disposes of collateral, or when the borrower and collateral cannot be located
  • Prohibits coverage that requires a borrower's insurance deductible to be less than $250.00
  • Bars coverage broader than minimum insurance requirements specified in existing law
  • Allows insurers to offer these prohibited coverages through separate policies or endorsements, provided no charge is passed to the borrower

Legislative Description

Credit Property Insurance Restrictions.-AB

Public

Last Action

Ref To Com On Rules and Operations of the Senate

3/13/2025

Committee Referrals

Rules and Operations of the Senate3/13/2025

Full Bill Text

No bill text available