ND HB1100

Designates risk-based capital reports, plans, examination results, and corrective orders for health organizations as confidential information that must be kept private by the Insurance Commissioner.

Prohibits the Commissioner and persons acting under the Commissioner's authority from testifying in private civil actions regarding confidential risk-based capital documents and information.

Allows the Commissioner to share confidential information with other state, federal, and international regulatory agencies, the National Association of Insurance Commissioners, and law enforcement authorities if recipients agree to maintain confidentiality.

Prohibits health organizations, insurance producers, and other insurance industry participants from making public announcements or advertisements regarding health organization risk-based capital levels, with exceptions for rebutting materially false statements.

Specifies that risk-based capital reports may be used only for monitoring health organization solvency and cannot be used by the Commissioner for ratemaking, rate proceedings, or calculating premium levels.