ND SB2163

Amends the definition of "financial exploitation" to include use or receipt of services from a vulnerable adult without just compensation, and unauthorized taking or misuse of property through undue influence, breach of fiduciary duty, deception, harassment, criminal coercion, theft, or other unlawful means.

Creates a civil cause of action allowing vulnerable adults, guardians, conservators, authorized representatives, or estate personal representatives to recover damages from perpetrators of financial exploitation.

Requires financial exploitation claims to be proven by clear and convincing evidence, with courts awarding actual damages, reasonable attorney's fees and costs, and reasonable guardian ad litem fees if applicable.

Allows courts to award exemplary damages if the financial exploitation involved oppression, fraud, deception, or actual malice.

Establishes a six-year statute of limitations for civil actions, beginning when the plaintiff discovers or reasonably should have discovered the facts constituting the financial exploitation.