HB 1440 Summary

• Creates new chapter 26.1-40.2 establishing insurance requirements for delivery network companies and classifies delivery network drivers as independent contractors, not employees.

• Requires delivery network companies to maintain primary automobile liability insurance of at least $50,000 per person and $100,000 per incident for bodily injury, plus $25,000 for property damage during delivery service periods.

• Mandates delivery network companies disclose insurance coverage details and inform drivers that personal automobile insurance may not cover delivery activities.

• Allows insurers to exclude coverage for delivery-related activities but requires delivery network company insurers to provide primary coverage if driver's personal insurance lapses or excludes delivery services.

• Amends regulations for transportation network companies (rideshare) and delivery network companies regarding agent registration, fare transparency, privacy protections, and prohibits local governments from imposing taxes or licensing requirements on these companies.