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ND HB1243

Bill

Official Source

Status

Introduced

1/13/2025

Primary Sponsor

Dan Ruby

Click for details

Origin

House of Representatives

69th Legislative Assembly

AI Summary

  • Grants vehicle owners with physical damage coverage the right to retain ownership of their automobile after an insurer determines it a total loss or constructive total loss
  • Prohibits insurers from requiring policyholders to pay any fees—from the insurance payout or otherwise—to keep their totaled vehicle
  • Adds a new section to Chapter 26.1-40 of the North Dakota Century Code regulating automobile insurance practices

Legislative Description

Automobile ownership following damage resulting in a total loss.

Last Action

Second reading, failed to pass, yeas 5 nays 86

1/24/2025

Committee Referrals

Transportation1/13/2025

Full Bill Text

No bill text available