NE LB338

Prohibits life, disability, and long-term care insurers from canceling, limiting, or denying coverage or setting differential premium rates based on genetic information, unless there is a clinical diagnosis of a condition

Bars insurers from requiring, soliciting, or using genetic test results, or considering an individual's decisions about genetic testing for any insurance-related purpose

Extends protections beyond the federal Genetic Information Nondiscrimination Act of 2008, which only covers health insurance

Preserves insurers' ability to review medical records during application exams, ask questions about family history, and consider clinical diagnoses in underwriting decisions

Introduced by Senator Wordekemper (District 15) and read first time on January 16, 2025