NH HB1207

Establishes annual fixed base fees for New Hampshire state-chartered financial institutions: $28,000 for depository banks, trust companies, and credit unions; $11,000 for family trust companies, replacing per-examination fees for regular examinations.

Increases various filing fees for state-chartered institutions, including new bank/credit union charters from $15,000 to $30,000, charter conversions and acquisitions from $2,500 to $7,500, and branch applications from $500 to $1,000.

Reduces the felony conviction lookback period for mortgage loan originator license applicants from 10 years to 7 years, while maintaining permanent disqualification for fraud, theft, or financial crimes.

Allows the banking department to deem license applications abandoned if applicants fail to respond within 180 days (60 days for mortgage loan originators) to any department communication, including through the nationwide licensing system.

Adds new requirements for money transmitters, including mandating English translation of records for examinations, 30-day response periods for examination reports, and certificates of authority posted at authorized delegate locations.