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NH HB1486
Bill
Status
12/5/2025
Primary Sponsor
Ellen Read
Click for details
AI Summary
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Prohibits motor vehicle insurance companies from increasing premiums or imposing coverage conditions on an insured driver based solely on a spouse's, household member's, or relative's DWI conviction or license suspension/revocation
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Bars insurers from requiring higher coverage levels, proof of financial responsibility, or additional policy riders because of a household member's driving record unless that person is a named insured or listed driver on the policy
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Declares any policy provisions violating these prohibitions void and unenforceable
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Preserves insurers' ability to consider the driving record of named insureds or listed drivers in underwriting decisions
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Takes effect January 1, 2027
Legislative Description
Prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.
Last Action
Inexpedient to Legislate: Motion Adopted Voice Vote 03/11/2026 House Journal 7
3/11/2026