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NH HB1568
Bill
Status
12/10/2025
Primary Sponsor
Joseph Barton
Click for details
AI Summary
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Requires all motor vehicles registered in New Hampshire to maintain liability insurance with minimum coverage of $25,000 for bodily injury/death of one person, $50,000 for bodily injury/death of two or more persons per accident, and $25,000 for property damage per accident
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Mandates proof of insurance at the time of vehicle registration and upon request by law enforcement
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Imposes civil penalties of $250 for a first offense and $500 for subsequent offenses for failing to maintain active insurance, along with suspension of vehicle registration until proof of coverage is provided
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Authorizes the Department of Safety to adopt rules for implementation, including procedures for electronic verification of insurance coverage
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Takes effect January 1, 2027, with estimated state revenue of $200,000-$400,000 annually from premium taxes and implementation costs of approximately $444,000 in FY 2027
Legislative Description
Relative to mandatory minimum insurance coverage requirements for motor vehicles.
Last Action
Inexpedient to Legislate: Motion Adopted Voice Vote 02/19/2026 House Journal 5
2/19/2026