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NH HB1568

Bill

Status

Introduced

12/10/2025

Primary Sponsor

Joseph Barton

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Origin

House of Representatives

2026 Regular Session

AI Summary

  • Requires all motor vehicles registered in New Hampshire to maintain liability insurance with minimum coverage of $25,000 for bodily injury/death of one person, $50,000 for bodily injury/death of two or more persons per accident, and $25,000 for property damage per accident

  • Mandates proof of insurance at the time of vehicle registration and upon request by law enforcement

  • Imposes civil penalties of $250 for a first offense and $500 for subsequent offenses for failing to maintain active insurance, along with suspension of vehicle registration until proof of coverage is provided

  • Authorizes the Department of Safety to adopt rules for implementation, including procedures for electronic verification of insurance coverage

  • Takes effect January 1, 2027, with estimated state revenue of $200,000-$400,000 annually from premium taxes and implementation costs of approximately $444,000 in FY 2027

Legislative Description

Relative to mandatory minimum insurance coverage requirements for motor vehicles.

Last Action

Inexpedient to Legislate: Motion Adopted Voice Vote 02/19/2026 House Journal 5

2/19/2026

Committee Referrals

Commerce and Consumer Affairs12/10/2025

Full Bill Text

No bill text available