NH HB1744

Health insurance carriers must submit annual reports to the insurance department by March 1 each year detailing mental health and substance use disorder coverage, including utilization management practices, claims denial rates compared to medical/surgical services, wait times for mental health provider appointments, and network adequacy

The insurance commissioner must review reports annually for compliance with state and federal mental health parity requirements and may adopt rules establishing penalties for incomplete or late submissions

Reports must be made publicly available with de-identified aggregate data, and the commissioner must prepare biennial reports to the legislature summarizing trends, compliance status, and recommendations

The Department of Health and Human Services must prepare similar annual reports beginning March 1, 2027 on mental health coverage under the state Medicaid plan, managed care waivers, and 1115 demonstrations

The bill takes effect 60 days after passage; fiscal impact on state expenditures is $0, though increased administrative costs for insurers could affect premiums and premium tax revenues to an indeterminable extent