NH HB706

Prohibits health insurers from auditing provider services after services have been delivered but before payment has been made to the provider

Requires insurers who violate this provision to promptly pay the full amount charged by the provider, plus 15% annual interest from the date of service to the date of payment

Holds patients harmless for any co-pay or co-insurance obligations when an insurer conducts an improper pre-payment audit

Forces insurers found in violation to reimburse providers for all costs incurred in enforcing the provision and waive any rights to retrospectively review those claims

Takes effect 60 days after passage, with fiscal impact expected beginning FY 2026 through potential premium increases affecting Insurance Premium Tax revenue