NH SB482

Requires digital asset transaction kiosk operators to hold first-time customers' initial transactions for at least 48 hours, during which customers may cancel and receive a full refund

Limits daily transaction amounts to $5,000 for first-time customers and $15,000 for existing customers across all kiosks under common control within the United States

Mandates conspicuous fraud warnings on kiosks stating that no government agency, law enforcement, utility, or bank will ever demand payment via crypto ATM, and requires fraud-screening prompts before accepting funds

Requires operators to verify customer identity, block transactions to wallet addresses flagged for scams or illicit activity, and maintain written anti-fraud policies

Requires full fee disclosure before transactions and detailed receipts including operator contact information, fees, price spread, and transaction details; effective January 1, 2027