NJ A1080

Requires all individuals to obtain a renter's insurance policy before entering into or renewing a lease agreement for a dwelling unit in New Jersey

Defines renter's insurance as coverage protecting tenants against loss of personal property, liability claims, and additional living expenses from temporary displacement

Applies to dwelling units defined as self-contained living spaces with heat, electricity, water, and necessary culinary and sanitary equipment

Takes effect 90 days after enactment and applies to all lease agreements entered into or renewed after that date