NJ A2477

Requires providers of membership, subscription, or technology services to clearly disclose the ultimate cost of products at the point of sale, including all fees for cancellation, returns, restocking, shipping, and activation

Prohibits providers from advertising products as "free" if they charge return/restocking fees, assess cancellation fees that incorporate the product's value, or include hidden product costs within regular service bills

Defines "ultimate cost" as the total final cost including all divided payments and associated fees throughout the contract period

Excludes Internet service providers from the law's requirements

Takes effect on the first day of the third month following enactment, with violations subject to penalties under the Consumer Fraud Act