NJ A378

Covered persons (or parents/guardians of minors) may request that health insurance carriers send protected health information, including Explanations of Benefits, through alternative means or to alternative locations if receiving sensitive services or if disclosure could endanger them

Individuals may similarly request that health care providers, hospitals, and health care facilities communicate protected health information through alternative means or locations under the same circumstances

Carriers, providers, and facilities must accommodate all reasonable requests and continue the alternative communication method until the request is cancelled in writing or as permitted under federal regulations

"Sensitive services" includes health care related to sexual assault, pregnancy, family planning, sexually transmitted diseases, domestic violence, behavioral health, and substance or alcohol abuse

The law takes effect 180 days after enactment and applies to policies and contracts delivered, issued, executed, or renewed on or after that date