NJ A4203

Adds health insurance coverage availability as a required factor for courts to consider when determining child support, specifically emphasizing minimizing disruption to a child's ongoing care and treatment

Requires courts to evaluate each party's access to health insurance or ability to pay for coverage when awarding alimony, with particular attention to situations where one spouse was covered through the other's employer-sponsored plan

Adds health insurance considerations to the list of "exceptional circumstances" that may justify extending alimony duration beyond the standard limits for marriages under 20 years

Requires courts to consider health insurance impacts when evaluating alimony modification requests due to obligor retirement, job loss, or other changed circumstances

Mandates that when alimony modification is sought due to job loss, courts must consider the obligor's good faith efforts to arrange continued health coverage for the obligee through options like COBRA, Medicaid, or Affordable Care Act marketplace plans