NJ A5163

Prohibits licensed appraisers from considering race, color, religion, sex, sexual orientation, gender identity, age, marital status, disability, familial status, or national origin in real estate appraisals, with violations constituting discrimination under New Jersey's Law Against Discrimination

Establishes escalating penalties for discriminatory appraisals: first violation requires restitution plus mandatory anti-bias seminar; second violation adds license suspension for at least 30 days; third violation results in license revocation after a hearing

Imposes civil penalties of up to $10,000 for a first violation, $25,000 for a second violation within five years, and $50,000 for a third violation, with any discriminatory appraisal deemed void

Requires real estate brokers, salespersons, and mortgage professionals to provide property owners, prospective buyers, and mortgage applicants with free documentation within three days explaining how to report suspected discriminatory appraisals to the Division on Civil Rights

Mandates the Division on Civil Rights to collect voluntary demographic information from discrimination complainants and report aggregated data to the Governor and Legislature by July 1, 2026