NJ A6000

Creates unlimited homestead exemptions for veterans, service members, and military spouses on both primary and secondary residences, protecting these properties from levy, execution, attachment, or forced sale by creditors

Exempts retirement accounts, pensions, disability benefits, and veterans' benefits from all creditor claims

Protects one motor vehicle per household up to $30,000 in fair market value from creditor claims (amended from original $25,000 for two vehicles)

Exemptions do not apply to mortgages, voluntary liens, government taxes/assessments, or judgments from fraud, willful misconduct, or criminal activity

Takes effect immediately with retroactive application to January 1, 2025 for debts incurred or claims filed after that date, while preserving final judgments entered before the effective date