NJ A6143

Adds mandatory liability insurance coverage to special automobile insurance policies (available to low-income Medicaid-eligible individuals), requiring $5,000 coverage for bodily injury or death and $5,000 for property damage per accident

Removes special automobile insurance policies from the definition of "uninsured motor vehicle," meaning vehicles with these policies will no longer be treated as uninsured for purposes of uninsured motorist claims

Maintains existing special policy provisions including emergency personal injury protection coverage up to $250,000 per person per accident and $10,000 death benefits

Special automobile insurance policies will continue to exclude collision, comprehensive, uninsured, and underinsured motorist coverage

Takes effect 90 days after enactment and applies to policies issued, renewed, or delivered on or after that date