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NJ A6189
Bill
Status
12/8/2025
Primary Sponsor
Alexander Schnall
Click for details
AI Summary
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Prohibits auto insurers from raising insurance rates for drivers deemed not at fault in accidents involving municipal vehicles where the municipality is protected by governmental immunity under Title 59 of New Jersey Statutes
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Amends existing law (P.L.1997, c.151) governing automobile insurance underwriting rules to add this new protection for private individuals
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Insurers found knowingly violating underwriting rules face fines of at least $1,000 per violation
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Takes effect 90 days after enactment and applies to auto insurance policies issued, executed, delivered, or renewed after that date
Legislative Description
Prohibits automobile insurers from using underwriting rules to raise automobile insurance rates on persons deemed not at fault in motor vehicle accidents involving municipal vehicles.
Financial Institutions and Insurance
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
12/8/2025