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NJ A6189

Bill

Status

Introduced

12/8/2025

Primary Sponsor

Alexander Schnall

Click for details

Origin

General Assembly

2024-2025 Regular Session

AI Summary

  • Prohibits auto insurers from raising insurance rates for drivers deemed not at fault in accidents involving municipal vehicles where the municipality is protected by governmental immunity under Title 59 of New Jersey Statutes

  • Amends existing law (P.L.1997, c.151) governing automobile insurance underwriting rules to add this new protection for private individuals

  • Insurers found knowingly violating underwriting rules face fines of at least $1,000 per violation

  • Takes effect 90 days after enactment and applies to auto insurance policies issued, executed, delivered, or renewed after that date

Legislative Description

Prohibits automobile insurers from using underwriting rules to raise automobile insurance rates on persons deemed not at fault in motor vehicle accidents involving municipal vehicles.

Financial Institutions and Insurance

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee

12/8/2025

Committee Referrals

Financial Institutions and Insurance12/8/2025

Full Bill Text

No bill text available