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NJ A6299
Bill
Status
12/22/2025
Primary Sponsor
Craig Coughlin
Click for details
AI Summary
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Prohibits motor vehicle liability insurance policies from providing lesser coverage to permissive users, listed drivers, resident relatives, or passengers than the maximum recovery limit available to named insureds under the policy
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Requires all covered individuals to receive the same maximum bodily injury liability, property damage liability, and uninsured/underinsured motorist coverage regardless of their status on the policy
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Policies will be deemed to automatically provide maximum available coverage to any insured individual, even if covered under another policy
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Takes effect 90 days after enactment and applies to policies initiated or renewed after that date
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Amends P.L.1968, c.385 (C.17:28-1.1), which governs motor vehicle liability insurance requirements in New Jersey
Legislative Description
Prohibits motor vehicle liability insurance policy from restricting amount that may be recovered under policy.
Financial Institutions and Insurance
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
12/22/2025