NJ A986

Allows consumers to waive their standard 3-day right to cancel a home improvement contract when facing a bona fide emergency by signing an emergency authorization form

Defines "bona fide emergency" as conditions rendering property uninhabitable or causing harm, including issues with heating/cooling, electrical, plumbing, ventilation, roof, or outer walls

Requires contractors to provide consumers with both an emergency authorization form and a written cost estimate before proceeding with emergency work

Mandates contractors obtain additional written authorization if actual costs exceed the original estimate provided

Permits contractors to take preliminary steps to address clear and immediate dangers that could cause death or serious injury without first obtaining the emergency authorization form