NJ S2080

Amends New Jersey's 2015 law prohibiting unsolicited checks that automatically obligate recipients to fees or enroll them in services upon cashing

Maintains civil penalties of up to $500 for a first offense and up to $1,000 for a second offense, collected through summary proceedings in Superior Court

Escalates a third violation to an unlawful practice under New Jersey's Consumer Fraud Act (CFA), which carries penalties of up to $10,000 for a first offense

Fourth or subsequent violations are treated as subsequent CFA offenses, punishable by up to $20,000, plus potential cease and desist orders, punitive damages, and treble damages

Removes the prior provision that explicitly barred private causes of action against violators