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NJ S2254

Bill

Status

Introduced

1/9/2024

Primary Sponsor

Nicholas Scutari

Click for details

Origin

Senate

2024-2025 Regular Session

AI Summary

  • Repeals New Jersey's compulsory no-fault automobile insurance system (P.L.1972, c.70) and eliminates the basic and special automobile insurance policy options

  • Increases minimum bodily injury liability coverage from $15,000/$30,000 to $100,000/$200,000 (per person/per accident), while maintaining the $5,000 property damage minimum

  • Makes uninsured and underinsured motorist coverage mandatory at limits equal to the insured's liability coverage, with a $500 deductible for property damage claims

  • Eliminates the "take-all-comers" law requiring insurers to cover all qualifying drivers and removes mandatory arbitration for certain automobile insurance claims in courts

  • Takes effect 180 days after enactment, with all inconsistent provisions of existing law repealed and superseded

Legislative Description

Repeals no-fault automobile insurance law and requires mandatory liability insurance law for motor vehicles.

Commerce

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee

1/9/2024

Committee Referrals

Commerce1/9/2024

Full Bill Text

No bill text available