NJ S3927

Discriminatory real estate appraisals based on race, color, religion, sex, sexual orientation, gender identity, age, marital status, disability, familial status, or national origin constitute a violation of the Law Against Discrimination, rendering such appraisals void

Penalties for licensed appraisers who discriminate include: first violation requires restitution and anti-bias training; second violation adds license suspension (minimum 30 days); third violation results in license revocation

Civil penalties escalate from up to $10,000 for a first violation, $25,000 for a second violation within five years, and $50,000 for a third violation

Mortgage brokers and salespersons must provide applicants within three days of receiving a mortgage application with a document explaining how to report suspected discriminatory appraisals to the Division on Civil Rights

The Division on Civil Rights must collect voluntary demographic data from complainants and report aggregate findings to the Governor and Legislature by July 1, 2026