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NJ S4156
Bill
Status
2/25/2025
Primary Sponsor
Vin Gopal
Click for details
AI Summary
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Prohibits automobile insurers from denying uninsured or underinsured motorist (UM/UIM) coverage claims when the insured is injured while driving their employer's vehicle for business purposes
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Applies the coverage protection even if the insured regularly uses the employer's motor vehicle
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Responds to court decisions in cases including Venters v. Selected Risks Insurance Company, Edouard v. GEICO, and Siemietkoski v. Velasquez-Flores that allowed insurers to deny such coverage
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Takes effect immediately and applies to automobile insurance policies issued or renewed after the effective date
Legislative Description
Prohibits automobile insurance policies from disclaiming uninsured or underinsured motorist coverage based on use of motor vehicle owned by insured's employer.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
2/25/2025