NJ S4225

Expands the types of information insurance institutions, agents, and insurance-support organizations can share about any person or entity (not just individual insureds) when detecting or preventing insurance fraud

Broadens civil immunity protections for those who disclose fraud-related information, extending immunity from specific causes of action (defamation, invasion of privacy) to protection against causes of action "of any nature"

Creates new immunity for reporting information to or receiving information from the Commissioner of Banking and Insurance, law enforcement, the Office of the Insurance Fraud Prosecutor, the National Association of Insurance Commissioners, and the National Insurance Crime Bureau

Allows disclosure of privileged information in connection with, or in reasonable anticipation of, an insurance transaction when related to detecting criminal activity or fraud

Takes effect on the first day of the fourth month following enactment