NJ S4660

Eliminates the $25 application processing fee for covered persons appealing health insurance carrier decisions to deny, reduce, or terminate benefits through New Jersey's Independent Health Care Appeals Program

Removes the requirement that health care providers acting on a covered person's behalf bear all costs associated with the appeal

Amends P.L.1997, c.192 (C.26:2S-11), which established the Independent Health Care Appeals Program in the Department of Banking and Insurance

Responds to Governor's Fiscal Year 2026 budget recommendation to permanently eliminate fees for consumer appeals against insurance carriers

Takes effect immediately upon enactment