NJ S4858

Exempts primary and secondary residences of veterans, service members, and military spouses from levy, execution, attachment, or forced sale for debt collection, with no value limitation, except for mortgages, taxes, government obligations, and judgments from fraud or criminal activity

Protects retirement accounts, pensions, disability benefits, and veterans' benefits from creditor claims for veterans, service members, and military spouses

Exempts one motor vehicle per household up to $30,000 fair market value from creditor claims, excluding voluntary liens, government obligations, and fraud-related judgments

Extends homestead protection to surviving military spouses who maintain ownership of the residences after a veteran or service member's death

Applies retroactively to January 1, 2025 for debts incurred or claims filed on or after that date, with any attempted levy or sale violating the act deemed void and unenforceable