NJ S557

Prohibits liability insurance companies in New Jersey from including policy provisions that deny coverage for claims based solely on similarity to facts, circumstances, or wrongful acts alleged in separate, unrelated proceedings

Targets provisions known as "interrelated wrongful act clauses" or "prior and pending proceeding clauses" that allow insurers to deny coverage when a claim resembles an unrelated case

Defines "claim" as any demand for damages received by an insured or notice to the insurer of acts that may reasonably result in a demand for damages

Applies to all liability insurance policies issued or renewed after the effective date of the act

Takes effect immediately upon enactment