NJ SJR51

Designates April of each year as "Financial Literacy Month" in New Jersey to promote understanding of credit management, savings, debt management, and homeownership

Requests the Governor to annually issue a proclamation recognizing the month and calling upon schools, financial institutions, nonprofit organizations, and citizens to observe it with appropriate activities and programs

Cites research linking financial literacy to lower mortgage delinquency rates, higher retirement plan participation, improved spending and saving habits, and higher net worth

Aligns with the federal designation of April as National Financial Literacy Month, established by U.S. Senate Resolution No. 316 in March 2004

Takes effect immediately upon passage