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NJ A1137

Bill

Official Source

Status

Introduced

1/13/2026

Primary Sponsor

Joe Danielsen

Click for details

Origin

General Assembly

2026-2027 Regular Session

AI Summary

  • Requires all insurers authorized to sell homeowners, renters, excess liability, or personal liability insurance in New Jersey to offer firearm liability insurance as an optional coverage
  • Coverage must insure against bodily injury, death, and property damage arising from ownership, maintenance, operation, or use of a firearm carried in public
  • Minimum coverage limits: $100,000 for injury or death of one person per incident; $300,000 for injury or death of multiple persons per incident; $25,000 for property damage per incident
  • Applies to all policies delivered, issued, executed, or renewed after the effective date
  • Takes effect immediately upon enactment

Legislative Description

Requires certain insurance carriers to include firearm liability insurance as policy option.

Judiciary

Last Action

Introduced, Referred to Assembly Judiciary Committee

1/13/2026

Committee Referrals

Judiciary1/13/2026

Full Bill Text

No bill text available