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NJ A2059

Bill

Official Source

Status

Introduced

1/13/2026

Primary Sponsor

Shama Haider

Click for details

Origin

General Assembly

2026-2027 Regular Session

AI Summary

  • Eliminates all court filing fees for individuals sued over consumer debt in New Jersey's Special Civil Part and Civil Part of the Superior Court, Law Division
  • Covers fees for filing appearances, answers to complaints, counterclaims, cross-claims, and third-party complaints, including small claims cases
  • Defines consumer debt as debt incurred primarily for personal, family, or household purposes, including consumer credit and medical debt
  • Addresses the problem of defendants not responding to debt collection lawsuits, which often results in default judgments, wage garnishment, and bank account seizures
  • Takes effect 90 days following enactment

Legislative Description

Eliminates court filing fees for individuals who are sued for consumer debt.

Consumer Affairs

Last Action

Introduced, Referred to Assembly Consumer Affairs Committee

1/13/2026

Committee Referrals

Consumer Affairs1/13/2026

Full Bill Text

No bill text available