NJ A2627

Caps online rent payment surcharges (credit card, debit card, ACH, and electronic transfer fees) at $5 per monthly payment for residential tenants in New Jersey

Requires landlords to either absorb surcharge costs exceeding $5 or reimburse tenants within 10 days of payment, with documentation itemizing all related charges

Increases penalties for landlord violations from $100 to $1,000 per offense and creates a private cause of action allowing tenants to recover the $1,000 penalty plus attorney's fees, court costs, and any excess surcharges paid

Mandates landlords provide receipts with a sworn attestation affirming compliance with surcharge limits under penalty of perjury

Classifies violations as unlawful practices under the New Jersey Consumer Fraud Act, taking effect on the first day of the third month following enactment