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NJ A3280

Bill

Status

Introduced

1/13/2026

Primary Sponsor

William Sampson

Click for details

Origin

General Assembly

2026-2027 Regular Session

AI Summary

  • Requires all individuals in New Jersey to obtain a renter's insurance policy before entering into or renewing any lease agreement for a dwelling unit
  • Renter's insurance must cover loss of personal property, liability claims, and additional living expenses from temporary displacement
  • Applies to dwelling units defined as self-contained residential spaces with heat, electricity, water, and culinary/sanitary facilities
  • Takes effect 90 days after enactment and applies to all new and renewed lease agreements after that date
  • Sponsored by Assemblyman William B. Sampson, IV (District 31, Hudson County) and pre-filed for the 2026 legislative session

Legislative Description

Mandates renter's insurance for individuals leasing dwelling units.

Housing

Last Action

Introduced, Referred to Assembly Housing Committee

1/13/2026

Committee Referrals

Housing1/13/2026

Full Bill Text

No bill text available