NJ A4252

Appraisers found to have discriminated based on race, color, religion, sex, sexual orientation, gender identity, age, marital status, disability, familial status, or national origin will be in violation of New Jersey's Law Against Discrimination and face escalating penalties.

First violation requires restitution of appraisal costs and completion of an anti-bias seminar; second violation adds license suspension for at least 30 days; third violation results in license revocation after a hearing.

Civil penalties range from up to $10,000 for a first offense, up to $25,000 for a second offense within five years, and up to $50,000 for a third violation, with discriminatory appraisals declared void.

Real estate brokers and mortgage brokers must provide property owners and mortgage applicants with a free document within three days informing them how to report suspected discriminatory appraisals to the Division on Civil Rights.

The Division on Civil Rights must collect voluntary demographic information from complainants alleging discriminatory appraisals and report aggregated data to the Governor and Legislature by July 1, 2026.