NJ A4276

Prohibits the use of credit cards to fund online casino gaming accounts or online sports wagering accounts in New Jersey

Establishes comprehensive "Know Your Customer" (KYC) requirements for online gaming accounts, including verification of legal name, date of birth, Social Security number, and residential address through multi-source authentication

Limits patrons to one online gaming account per operator, prohibits fund transfers between patrons, and requires accounts to be non-transferable

Creates mandatory responsible gaming protocols requiring operators to designate a "Responsible Gaming Lead" and maintain lists of at-risk patrons who exhibit problem gaming behavior

Establishes automatic triggers for due diligence review, including deposits exceeding $10,000 in 24 hours, $100,000 over 90 days, or account turnover exceeding $1,000,000 in 90 days