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NJ A4349
Bill
Status
2/19/2026
Primary Sponsor
Shanique Speight
Click for details
AI Summary
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Mandates all health insurance carriers, State Health Benefits Program, School Employees' Health Benefits Program, and Medicaid cover abortion services with no deductibles, copayments, coinsurance, or prior authorization requirements
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Prohibits medical malpractice insurers from taking adverse actions (coverage loss, sanctions, fines, rate increases) against providers for offering reproductive or gender-affirming health care to patients from states where such services are illegal
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Grants religious employers an exemption from abortion coverage requirements if coverage conflicts with their bona fide religious beliefs, provided they give written notice to covered persons
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Requires any State program providing pregnancy-related care benefits to also provide equivalent benefits for voluntary pregnancy termination
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Takes effect on the first day of the third month following enactment for insurance provisions, with certain amendments effective six months after enactment
Legislative Description
Requires health insurance and Medicaid coverage for family planning and reproductive health care services; prohibits adverse actions by medical malpractice insurers in relation to performance of legally protected health care services.
Financial Institutions and Insurance
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
2/19/2026