NJ A4807

Prohibits sellers from imposing any credit card surcharges on customers for transactions occurring in New Jersey, eliminating the current allowance for surcharges up to the actual processing cost.

Requires sellers with minimum purchase requirements for credit card acceptance to post clear and conspicuous notice of the minimum amount at points of entry and sale, or on menus for restaurants.

Mandates that sellers offering cash/debit discounts must disclose these discounts via posted signage at entry and point of sale, with restaurant disclosure required in customer service areas and on menus.

Establishes alternative notice requirements for online, mobile app, kiosk, and telephone transactions, requiring electronic or verbal disclosure before processing.

Exempts motor fuel retail dealers from the cash discount notice requirements and excludes government fees, taxes, and judicial charges from the definition of covered transactions.