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NJ ACR113
Concurrent Resolution
Status
2/19/2026
Primary Sponsor
Carol Murphy
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AI Summary
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Proposes adding paragraph 24 to Article I of the New Jersey State Constitution, prohibiting health insurance carriers from denying coverage or excluding benefits based on preexisting conditions.
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Applies to insurance companies, health maintenance organizations, health service corporations, multiple employer welfare arrangements, and the State Health Benefits Program and School Employees' Health Benefits Program.
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Excludes self-funded health benefits plans, which are governed by federal ERISA law and outside state regulatory authority.
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Requires the amendment to be placed on the ballot at the next general election occurring more than three months after legislative approval, with publication in newspapers at least three months prior to the vote.
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Sponsored by Assemblywoman Carol A. Murphy of District 7 (Burlington) and introduced February 19, 2026.
Legislative Description
Amends Constitution to prohibit denial of coverage by certain health insurers based on preexisting conditions.
Financial Institutions and Insurance
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
2/19/2026