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NJ S1404
Bill
Status
Introduced
1/13/2026
Primary Sponsor
Joseph Lagana
Click for details
AI Summary
- Expands the definition of "insurance-support organization" to include entities collecting information about any persons (not just natural persons) for detecting or preventing insurance fraud, misrepresentation, or nondisclosure
- Broadens civil immunity protections for sharing information related to suspected insurance fraud violations with regulators, law enforcement, the National Association of Insurance Commissioners, and other insurers or support organizations
- Extends disclosure permissions to allow sharing of personal and privileged information when reasonably necessary to detect or prevent criminal activity or fraud "in reasonable anticipation of" insurance transactions, not just in connection with them
- Expands the definition of "privileged information" to cover claims and proceedings involving "any person" concerning an insurance transaction, rather than only individuals
- Applies to various insurance entities in New Jersey including health maintenance organizations, medical service corporations, hospital service corporations, health service corporations, and dental plan organizations
Legislative Description
Broadens scope of information sharing and civil immunity therefor, related to insurance fraud.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
1/13/2026
Committee Referrals
Commerce1/13/2026
Full Bill Text
No bill text available