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NJ S1450

Bill

Status

Introduced

1/13/2026

Primary Sponsor

Joseph Cryan

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Origin

Senate

2026-2027 Regular Session

AI Summary

  • Increases the income deduction limit for NJBEST 529 plan contributions from $10,000 to $15,000 for taxpayers earning up to $300,000 (raised from $200,000).

  • Expands grant eligibility for taxpayers earning $150,000 or less to include up to $1,000 matching grants (10% of initial deposit), plus $100 annual grants for automated investment plan participants, and $500 matching grants for rollovers from out-of-state 529 accounts.

  • Raises the minimum NJBEST account balance excluded from financial aid calculations from $25,000 to $50,000 for students at New Jersey institutions.

  • Creates a 13-member NJBEST Advisory Council within HESAA to advise on program improvements and report annually on accessibility and affordability outcomes.

  • Establishes tax credits against corporate business tax and gross income tax for employers who make matching contributions to employees' NJBEST accounts.

Legislative Description

Improves management and administration of New Jersey Better Education Savings Trust program; establishes grants and additional tax incentives for New Jersey Better Education Savings and Trust account contributions; creates New Jersey Better Education Savings and Trust Advisory Council.

Higher Education

Last Action

Introduced in the Senate, Referred to Senate Higher Education Committee

1/13/2026

Committee Referrals

Higher Eduction1/13/2026

Full Bill Text

No bill text available