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NJ S1645
Bill
Status
1/13/2026
Primary Sponsor
Andrew Zwicker
Click for details
AI Summary
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Expands the required annual NJCLASS Loan Program report to include data on loans reaching 90 days of delinquency, both cumulative totals and prior year figures.
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Requires reporting on administrative wage garnishment activity, including the number of garnishment orders initiated and issued against delinquent borrowers in the prior year.
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Mandates disclosure of how many delinquent loans avoided default status due to collections through administrative wage garnishment.
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Requires the report to include both total and median amounts collected by the Higher Education Student Assistance Authority (HESAA) through administrative wage garnishment orders.
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Adds the Speaker of the General Assembly as a required recipient of the annual report, alongside the Governor and Senate President.
Legislative Description
Requires annual report on New Jersey College Loans to Assist State Students (NJCLASS) Loan Program to include information on borrower delinquency and administrative wage garnishments.
Higher Education
Last Action
Introduced in the Senate, Referred to Senate Higher Education Committee
1/13/2026