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NJ S2047

Bill

Status

Introduced

1/13/2026

Primary Sponsor

Vincent Polistina

Click for details

Origin

Senate

2026-2027 Regular Session

AI Summary

  • Amends N.J.S.18A:71C-23 to require the Higher Education Student Assistance Authority (HESAA) to consider the combined incomes of all cosigners when determining eligibility for NJCLASS loans

  • Addresses situations where students with two parent cosigners are denied loans because neither parent individually meets the minimum income requirement, even when their combined income exceeds that threshold

  • Eligible borrowers for NJCLASS loans include students, parents, or legal guardians providing financial support for dependent students

  • HESAA may verify financial information using federal income tax returns, pay stubs, bank statements, and applicant certifications

  • Takes effect immediately upon enactment

Legislative Description

Requires Higher Education Student Assistance Authority to consider combined income of all cosigners on application for participation in New Jersey College Loans to Assist State Students (NJCLASS) Loan Program.

Higher Education

Last Action

Introduced in the Senate, Referred to Senate Higher Education Committee

1/13/2026

Committee Referrals

Higher Eduction1/13/2026

Full Bill Text

No bill text available