NJ S2079

Prohibits electronic payment systems from imposing contract requirements on merchants relating to how they display pricing for goods and services.

Allows merchants to offer customer discounts or incentives for using cash, debit cards, or credit cards from competing payment networks.

Permits merchants to set minimum credit card transaction amounts up to $10 and maximum transaction limits, and to accept payment cards at some locations while declining them at others.

Requires credit card transactions to be processable through multiple, unaffiliated electronic payment systems, with merchants choosing which network to use.

Violations constitute unlawful practices under New Jersey's consumer fraud act, with penalties up to $10,000 for first offenses and $20,000 for subsequent offenses, plus mandatory reimbursement to merchants for all chargebacks, fees, and fines collected during the violation period.