NJ S2080

Reclassifies sending unsolicited checks that obligate recipients to pay fees or enroll in services from a general prohibition to an "unlawful practice" under New Jersey law.

Maintains civil penalties of up to $500 for a first offense and up to $1,000 for a second offense, with enforcement through summary proceedings in Superior Court.

Elevates third violations to unlawful practices under the Consumer Fraud Act (CFA), subjecting offenders to penalties up to $10,000 for first CFA offenses and $20,000 for subsequent offenses.

Removes the prior provision that explicitly barred private causes of action by aggrieved individuals against violators.

Fourth and subsequent violations are treated as subsequent CFA offenses, potentially triggering cease and desist orders, punitive damages, and treble damages with costs awarded to injured parties.