NJ S2115

Mandates health insurance coverage for annual physical examinations required for pre-participation clearance in student athletic or camp activities in New Jersey.

Applies to all major insurance types including hospital service corporations, medical service corporations, health maintenance organizations (HMOs), and individual and group health insurers.

Requires the State Health Benefits Commission and School Employees' Health Benefits Commission to include this coverage in contracts they purchase.

Coverage must be provided at the same level as other preventive health care services under the policy or contract.

Takes effect 120 days after enactment and applies to policies or contracts issued or renewed on or after that date.