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NJ S2346
Bill
Status
1/13/2026
Primary Sponsor
John McKeon
Click for details
AI Summary
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Health insurance contracts in New Jersey must continue dependent coverage for adult children age 26 and older if the child is incapable of self-sustaining employment due to intellectual disability or physical handicap and is chiefly dependent on the subscriber for support and maintenance.
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Applies to hospital service corporations, medical service corporations, health service corporations, commercial insurers, health maintenance organizations, and group health plans under ERISA.
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Parents required by court or administrative order to provide health coverage for a child may enroll qualifying disabled adult children without regard to open enrollment restrictions.
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Amends P.L.1995, c.288, the existing law governing dependent coverage in New Jersey health insurance contracts.
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Takes effect 90 days after enactment; pre-filed for the 2026 legislative session in the 222nd Legislature.
Legislative Description
Requires continuation of health benefits dependent coverage for certain children with disabilities who are 26 years of age or older.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
1/13/2026