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NJ S2632
Bill
Status
1/13/2026
Primary Sponsor
Vin Gopal
Click for details
AI Summary
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Prohibits automobile insurance policies from denying uninsured or underinsured motorist coverage when the insured is injured while using a motor vehicle owned by their employer for business purposes.
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The prohibition applies even if the insured regularly uses the employer's motor vehicle.
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Responds to New Jersey court decisions (Venters v. Selected Risks Insurance Company, Edouard v. GEICO, and Siemietkoski v. Velasquez-Flores) that allowed insurers to deny coverage in these circumstances.
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Amends P.L.1968, c.385 (C.17:28-1.1) regarding uninsured and underinsured motorist insurance coverage requirements.
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Takes effect immediately and applies to automobile insurance policies issued or renewed after the effective date.
Legislative Description
Prohibits automobile insurance policies from disclaiming uninsured or underinsured motorist coverage based on use of motor vehicle owned by insured's employer.
Commerce
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee
1/13/2026