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NJ S270

Bill

Official Source

Status

Introduced

1/13/2026

Primary Sponsor

Shirley Turner

Click for details

Origin

Senate

2026-2027 Regular Session

AI Summary

  • Prohibits auto insurers from assigning policyholders to rating territories based on ZIP code when that ZIP code crosses municipal boundaries in New Jersey
  • Requires insurers to instead place the vehicle in the territory where it is actually garaged when a ZIP code spans multiple municipalities
  • Amends P.L.1998, c.21 (C.17:29A-48), which governs territorial rating plans for private passenger automobile insurance
  • Applies to all insurers writing private passenger auto insurance in New Jersey and rating organizations establishing territorial plans for member companies
  • Takes effect immediately upon enactment

Legislative Description

Provides that private passenger automobile insurance rating territories shall not place exposure in territory based on ZIP code under certain circumstances.

Commerce

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee

1/13/2026

Committee Referrals

Commerce1/13/2026

Full Bill Text

No bill text available